Car Insurance Compare
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When you are searching for car insurance and have poor credit, then in the vast majority situations this won't affect the car insurance premium that you are charged.
The majority of car insurance companies will only take into account your driving record, like should you have some motoring convictions and the number of years that you have not submitted a claim etc.
That is the basis on which the insurers calculate your personal premium, by basing it on your motoring record.
Your credit history is not a concern for them on condition that you can pay the monthly premium.
The one potential difference may be that the insurer could ask you to give the whole premium all up front instead of presenting you with a monthly direct debit alternative.
You should note that the majority of car insurers - like property insurers - do searches on your credit report. Nevertheless, this is just for preventing fraud and they will do this frequently for all applicants. The inquiry will prove that you have properly identified yourself. As an example, the insurance provider can find out that on record, you are living at the same address that you had mentioned on your car insurance application form.
These kinds of searches will not have an effect your credit rating down the road.
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