Day Car Insurance
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If you are looking for motor insurance and have poor credit, then in the vast majority situations this won't alter the car insurance premium that they charge you.
Most often car insurers are only interested in your driving record, for instance, should you have some driving convictions and the number of years that you have not submitted a claim etc.
That is the way in which the insurance providers come to your individual fee, by taking into account your motoring history.
Your credit record is not of any consequence to them as long as you can pay the monthly premium.
The single difference may be that the provider could ask you to shell out the whole premium at the start instead of offering you a month by month prearranged debit option.
You should note that all but a few car insurance providers - like home insurance providers - run checks on your credit file. Nevertheless, this is entirely for the prevention of fraud which they do on a routine basis for all applicants. The search will authenticate who you are. For instance, the insurer can look to see that on record, you are staying at the same address that you filled in on your motor insurance proposal form.
Searches such as these will not alter your credit rating down the road.
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